Software Development Engineer I - Backend

About 1% Club

1% Club is a fintech platform centered on education that empowers individuals to make informed financial choices. Founded by Sharan Hegde and Raghav Gupta, the company aims to advance financial literacy as the foundation of financial independence. It has grown into India's leading personal finance education brand and now operates a fintech application integrating investment, planning, and money management with AI assistance.

Headquartered in Mumbai with a team exceeding 200 members, 1% Club is supported by investors such as Gruhas (Nikhil Kamath). The company offers financial education through live masterclasses and subscriptions covering topics like personal finance, taxation, insurance, credit cards, and investing, reaching over 700,000 learners.

The platform replaces traditional banking relationship managers with an AI-driven financial copilot and curated financial products including mutual funds, fixed deposits, and stock baskets. It plans to expand services to credit cards, taxation, insurance, and loans. For advanced financial planning, a premium SEBI-registered advisory service named Personal CFO is available, while insurance guidance is provided by Pillow.

Operating under SEBI-registered Investment Advisor and Research Analyst licenses, 1% Club emphasizes compliance as key to maintaining user trust.

Role Overview

This position involves developing core backend systems of the platform, focusing on real-time applications and AI features that impact millions. The role demands full ownership of features from conceptualization through production, working closely with the CTO and founders. Candidates should demonstrate strong problem-solving skills, code quality, debugging capabilities, and an enthusiasm for optimizing system performance.

Primary Responsibilities

• Develop and sustain high-throughput, low-latency backend applications using Golang and TypeScript.
• Collaborate with Product Managers, Designers, and fellow engineers to deliver smooth user experiences.
• Translate complex user requirements into scalable backend solutions.
• Manage end-to-end feature development, including coding, testing, debugging, and documentation.
• Engage in architectural planning, contribute to the technology roadmap, and inform technical strategies.

Candidate Requirements

• 0 to 2 years experience in backend software development, ideally within the fintech sector.
• Strong skills in Go programming; familiarity with JavaScript/TypeScript is advantageous.
• Strong ownership attitude and a product-oriented mindset.
• Eagerness to learn and adopt new technologies and tools.

Additional Desirable Skills

• Ability to leverage AI to automate routine tasks and increase productivity.
• Keen attention to detail.
• Product owner thinking rather than purely technical execution.
• Previous experience working in fintech environments.

Benefits and Perks

• Build your own workstation with preferred hardware options including Mac, Windows, Linux machines, iPads, and monitors.
• Vibrant office culture in Bengaluru featuring company outings, team meals, game nights, and more.
• Competitive compensation that includes above-market salary and equity packages.