Treasury & Liquidity Specialist

Overview

This role is for a Treasury & Liquidity Specialist based in the United Arab Emirates, embedded within a fast-paced, multi-market financial infrastructure environment focused on financial inclusion and innovation. The specialist will ensure liquidity is properly managed across various accounts and currencies, enabling smooth transactions, settlements, and trades. Collaboration will be required with internal teams including Finance, Compliance, Product, and Engineering as well as external banking and liquidity partners.

Key Responsibilities

• Manage liquidity and oversee fund transfers locally and offshore to keep accounts properly funded in USD, EUR, GBP, and other currencies.
• Continuously monitor bank and liquidity-provider balances daily to foresee and address potential shortages before they affect operations.
• Handle payment executions including wire, ACH, and SWIFT transfers within established limits and perform currency conversions between fiat and stablecoins.
• Support comprehensive liquidity planning activities such as projections, capital cycle oversight, repayments, and other treasury functions.
• Maintain strong relationships as the primary contact for banking partners and liquidity providers, facilitating wallet whitelisting and infrastructure changes.
• Track and manage counterparty and settlement risks, promptly escalating issues when detected.
• Perform reconciliations between bank and liquidity-provider statements and internal records, investigating discrepancies and ensuring accurate documentation of all fund movements.
• Contribute to monthly reporting, close processes, and preparation of treasury dashboards related to liquidity.
• Provide operational support by processing customer refunds, approving funding for expenses and payroll, and addressing urgent liquidity needs.
• Work cross-functionally on liquidity-impacting issues, market launches, and new products with relevant internal teams.
• Enhance operational resilience through process documentation, knowledge sharing, and cross-training among treasury members.

Required Qualifications and Experience

• 3 to 5+ years of direct experience in treasury or liquidity operations, preferably within crypto exchanges, stablecoin or fintech firms, banks, or similar sectors.
• Bachelor’s degree in Business Administration, Accounting, Finance, Economics, or related fields. Advanced certifications such as CA(SA), CIMA/CGMA, or CFA are advantageous.
• Proven expertise managing liquidity across different currencies, banks, liquidity providers, including African payment corridors and multi-market environments.
• Hands-on experience with payment systems wiring (wire, ACH, SWIFT) and conducting spot FX or stablecoin trading with liquidity desks.
• Familiarity with crypto custody solutions, settlement systems, and major stablecoin platforms such as USDC and USDT.
• Strong reconciliation skills and meticulous attention to detail to resolve discrepancies and maintain financial accuracy.
• Experience with treasury management software or tools that automate reconciliation processes is beneficial.
• Understanding of regulations applicable to crypto-asset service providers is a plus.
• Excellent interpersonal skills to work collaboratively with finance, compliance, product, engineering teams, and external partners.
• Demonstrated ability to stay calm, make decisive judgments, and maintain organization when responding to urgent liquidity issues.
• Self-driven, with a strong sense of ownership, sound judgment, and high integrity managing significant financial responsibilities independently.
• Availability to work primarily during US business hours to cover off-hours liquidity needs.

Benefits

• Fully remote working arrangement within a global, remote-first organization.
• Opportunity to impact financial inclusion by supporting growth of accessible finance in emerging markets.
• Engagement with a diverse, multinational team spanning over 25 countries.
• Access to professional growth opportunities and resources to enhance skills and career progression.
• Provision of mental health support to ensure employee well-being.
• Competitive salary package commensurate with responsibilities.
• Comprehensive health and wellness benefits.
• Stock options available for full-time employees.
• Flexible working environment promoting autonomy and work-life balance.