Staff Software Engineer - Cash Forecasting

About Ripple and the Role

At Ripple, we aim to revolutionize how value moves globally, just like information flows today, by enhancing the global financial system through innovative crypto solutions. As part of Ripple Treasury's Cash Forecasting team in Dublin, you'll contribute to an AI-enhanced treasury platform that helps CFOs and treasury departments replace error-prone spreadsheets with accurate, real-time cash visibility and prediction capabilities. This critical platform manages over $100 billion in daily cash flow across 40+ countries, integrating with multiple ERP and banking systems and powered by advanced machine learning.

Key Responsibilities

• Lead architectural choices that balance scalability, maintainability, and quick deployment.
• Define and promote technical standards and design patterns to accelerate feature delivery and reduce defects.
• Conduct technical design reviews and mentor engineers towards technical leadership roles.
• Break down complex problems for effective team distribution and manage elimination of technical debt.
• Advocate best engineering practices including observability, incident response, continuous integration, and delivery improvements.
• Collaborate cross-functionally with Product and Customer Success teams, and coordinate with distributed teams globally to align on technical paths.
• Drive system scalability foresight and adoption of emerging technologies.
• Own key systems end-to-end including design, production support, documentation, and reliability.
• Develop and maintain API integrations with major ERPs (SAP, Oracle, Workday) and banking infrastructure.
• Implement and refine machine learning models and variance analysis tools to enhance forecasting accuracy.
• Design adaptable worksheet engines for flexible cash flow modeling and reporting.
• Optimize backend performance to handle billions in transactions with real-time dashboard capabilities.
• Create interactive analytics dashboards and automated alerting for compliance and variance detection.

Experience and Skills Required

• At least 8 years of software engineering experience, including 3+ years on large-scale, critical systems.
• Proven ownership of production systems, handling incidents and leading impactful architecture decisions.
• Strong leadership in mentoring engineers and establishing team-wide technical approaches.
• Expertise with cloud platforms such as AWS, Azure, or GCP, containerization using Docker, and orchestration via Kubernetes.
• Knowledge of infrastructure as code, CI/CD pipelines, observability tools, and microservices architectures.
• Deep understanding of distributed system design, event-driven patterns, multi-tenancy, RBAC, audit/compliance needs, API versioning, and feature flagging.
• Advanced proficiency in Ruby on Rails development, RDBMS (especially PostgreSQL) performance optimization, REST API design, and front-end technologies such as React, TypeScript, and JavaScript.
• Preferred: Financial domain knowledge including cash management, banking operations, multi-currency complexities, and financial compliance (SOC 2, data privacy).

Culture and Benefits

• Work in a dynamic environment alongside industry-experienced leaders, with opportunities for continual learning and professional growth including a development budget.
• Supportive, diverse, and inclusive culture valuing every team member's identity.
• Flexibility with 10+ in-office days monthly for collaboration.
• Bi-weekly company-wide meetings and various team social events.
• Comprehensive benefits including competitive salary, bonuses, equity, health coverage, mobile phone stipend, generous vacation and wellness programs, outstanding parental leave, and catering at offices.

Diversity and Equal Opportunity

Ripple is an equal opportunity employer committed to diversity and inclusion. All qualified individuals are welcome regardless of race, color, religion, gender identity, sexual orientation, pregnancy status, national origin, disability, age, or any other protected characteristic by law.